- info@vcabdelhi.in
- 011 - 41536048
Rate of Interest
Loans (W.E.F. September 17, 2025)
| S No. | Type of Loan | Rate of Interest % p.a. |
|---|---|---|
| 1. | Unsecured loans : Surety loans, OD against personal surety up-to 5.00 lakhs |
12.00% to 14.00% |
| 2. | Home Loan | 8.00% to 10.75% |
| 3. | Vehicle Loans (Personal) |
8.75%to 11.00% |
| 4. | Vehicle Loans (Commercial & Two Wheeler) |
11.00% |
| 5. | Gold Loan | 11.00% |
| 6. | Loan against Property (LAP) | 9.75% to 11.75% |
| 7. | Cash Credit Limit/Working capital Limit (Against Stock/Book Debts) Overdraft for Business) |
10.00% to 12.00% |
| 8. | Purchase / Installation of Plant & Machinery / Acquiring Capital Equipments | 12.00% |
| 9. | Against Future realizations (Lease Rent Discounting) |
15.00% |
| 10. | Loan & Advances Against NSC/KVP/LIC |
9.50% |
| 11. | Smart OD/Easy Loan | 12.00% to 14.00% |
| 12. | For Construction/Acquiring/ Renovations/Additions to Industrial/ Residential/Commercial Property | 12.50% |
| 13. | Construction Loans Bawana/Bhorgarh/Narela Industrial Unit | 9.75% to 11.00% |
Deposits (W.E.F. 1st July 2025)
| S No. | Period of Deposit | Rate of Interest % p.a. |
|---|---|---|
| 1. | 30 days to 90 days | 4.00% |
| 2. | 91 days to 180 days | 5.00% |
| 3. | 181 days to 1 year | 6.00% |
| 4. | Above 1 year to 2 years | 7.00% |
| 5. | Above 2 years | 6.75% |