Savings Account

Premium Banking

Savings Account

Get More From Your Money

Access your money anytime and anywhere. Open a Savings Account with us today and experience banking that goes beyond just numbers, offering you a pathway to a brighter financial future.

✦ Personalized Services
✦ Easy Access to Funds
✦ Competitive Interest Rates
✦ Security and Peace of Mind
Open An Account

Know About Savings Account

Savings Account at The Vaish Cooperative Adarsh Bank Ltd offers more than just a secure place to store your money; it's your gateway to financial empowerment and growth. With our Savings Account, we aim to provide you with a seamless banking experience that prioritizes your needs and aspirations.

The Vaish Cooperative Adarsh Bank Ltd is here to support you every step of the way. Open a Savings Account with us today and experience banking that goes beyond just numbers, offering you a pathway to a brighter financial future.

Features

01ATM/Debit Card facility for ATM, E-Commerce and Point of Sale.
02Individual/HUF/Joint A/c can be opened.
03An ideal option to cultivate the habit of banking and Saving.
04Simplest way of making small Savings into big.
05Easy to operate/handle.
06Deposits up to statutory limit are insured by DICGC.
07Option for money withdrawal by withdrawal forms or by cheque.
08Facility of nomination.
09Interest @ 3 % p.a. applied quarterly.
10Free 60 cheque leaves in a calendar year.
11SMS facility for all transactions

Terms & Conditions

  • 1. Opening with minimum balance of Rs. 1000/- (with cheque book) Rs. 500/- (without cheque book)
  • 2. Charges as per bank’s rule for not maintaining quarterly average balance.
  • 3. While depositing Rs. 50,000/- or above in aggregate in one day, PAN No./Form 60 per transaction is necessary.

Documents Required

Basic documents required for opening a savings account.

  • 1 Two passport size photograph. Mandatory
  • 2 Proof of Identification & Address. Mandatory
  • 3 PAN Card/ Form 60. Mandatory
  • 4 Latest Electricity Bill Mandatory

BASIC SAVINGS BANK DEPOSIT ACCOUNT

➤ This account should be considered in normal banking service available to all.
➤ This account shall not have the requirement of any minimum balance.
➤ The services available in the account will include deposit and withdrawal of cash at bank branch, receipts /credit of the money through electronic payment channels or by means of deposit / collection of cheques drawn by Central /State government agencies and departments.

OPERATIONAL GUIDELINES

➤ The above facilities will be provided without any charges.
➤ No charge will be levied for non operation / activation of inoperative “Basic Saving Bank Deposit Account”.
➤ This account would be subject to RBI instructions on KYC / AML for opening of bank accounts issued from time to time.
➤ Holders of this account will not be eligible for opening of any other savings bank deposit account in that bank.
➤ Any other existing account has to be closed within 30 days by the customers